Evenings, weekends, seasonal
Part-time taxi insurance
Part-time taxi insurance covers licensed drivers who work a few shifts a week alongside another job, or only at busy times of year. Mileage and hours are what change.
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A few shifts a weekTaxi insurance for part-time drivers
Part-time taxi insurance is public hire or private hire cover for drivers who work fewer hours than a full-time driver. The car still needs taxi cover for every paid journey, but lower mileage and fewer hours can be reflected in the policy.
Most part-time drivers use the car privately the rest of the time. The policy needs to cover both social use and taxi work.
Flexible taxi work in context
Sources: Department for Transport (13 August 2026) · TaxiPoint (2025) · TaxiPoint (1 October 2023). Full list at the bottom of this page.
What makes part-time taxi work different
A driver doing two evening shifts and a Saturday will usually cover fewer miles than a full-time driver. Some insurers reflect that through mileage bands; a few offer policies built for lower-mileage taxi use. The licensing requirements are the same, though: a badge, a licensed vehicle and taxi insurance for every paid trip.
- the car is used for personal driving most of the week
- shifts are often evenings and weekends, which are busier and later
- app work fits around another job
- work may peak at Christmas, summer or during events
Second jobs and seasonal work
Part-time drivers are often teachers, students, retired drivers or people with daytime jobs who take app work in the evening. Others run wedding cars or airport runs at busy times. If the car is only on taxi work for part of the year, short-term taxi cover may be worth discussing.
Our taxi earnings calculator shows what a few shifts a week earn after fuel, commission and insurance.
Sharing the car with another driver
Some part-time drivers share one licensed car, with each working different days. That needs named or any driver cover for every licensed driver. If family members drive the car privately, they need to be on the policy for social use too.
What insurers look at
What affects the price of part-time taxi insurance
Every insurer weighs these differently, which is why quotes for the same driver and car can vary.
- Annual mileageLower mileage can be reflected in the price.
- When you workEvening and weekend shifts are rated differently.
- Private useWho else drives the car and for what.
- Type of workApp, minicab, rank or occasion work.
- VehicleValue and repair costs.
- RecordClaims and convictions.
FAQs
Part-time taxi insurance questions
Can I get taxi insurance for part-time work?
Yes. Taxi insurance is available for drivers who work a few shifts a week, and lower mileage can be reflected in the policy.
Do I still need taxi insurance for occasional fares?
Yes. Any journey where a passenger pays needs taxi cover. A personal car policy does not cover it.
Does part-time taxi insurance cover private use?
Most taxi policies include social, domestic and pleasure use as well as taxi work. Check that family drivers are named if they use the car.
Is part-time taxi insurance cheaper?
Not always. Lower mileage can help, but the work itself, the area and the driver's record still set the price.
Can I get part-time taxi insurance online?
Yes. Describe the hours or days you drive and whether the car is also used privately. Brokers reached through MyMoneyComparison.com can tell you whether a part-time or limited-use policy is available.
Sources
Figures on this page come from the sources below. Each was checked on 11 November 2026; figures may change when a source is updated.
- Department for Transport, Taxi and private hire vehicle statistics, England: 2026, published 13 August 2026.
- TaxiPoint, Over two thirds of UK Bolt private hire drivers are multi-apping, 2025.
- TaxiPoint, Uber reveals 100,000 drivers now working in the UK, 1 October 2023.
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CoverMyTaxi is a trading style of Mymoneycomparison.com Ltd. It is an information website and is not an insurer or an insurance broker. Quotes are provided through MyMoneyComparison.com and the brokers it works with, subject to insurers' acceptance criteria.